Participants will learn how CPF works as the foundation of retirement planning in Singapore, how to identify retirement-income gaps, and how to integrate CPF, insurance, annuities, SRS, investments and protection planning into a client’s daily financial plan.
The AI component would focus on retirement cashflow projection, scenario analysis and client-data analytics. Participants can learn to use AI-assisted tools or spreadsheet-based models to simulate retirement needs, CPF balances, inflation impact, income gaps and product-mix options.
Learning Outcomes
By the end of the course, participants should be able to:
Explain the CPF system, including Ordinary Account, Special Account, MediSave Account, Retirement Account, CPF LIFE and retirement payout concepts.
Identify retirement gaps by comparing desired retirement lifestyle, projected CPF payouts, savings, investments and expected expenses.
Recommend suitable product-mix strategies, such as life insurance, health insurance, annuities, SRS, investment-linked products or unit trusts, where appropriate.
Integrate retirement planning into day-to-day client advisory conversations, including budgeting, debt management, family obligations and healthcare planning.
Use AI-enabled projection tools to model retirement scenarios and explain assumptions clearly to clients.
Conduct a compliant retirement-planning discussion that avoids overpromising projected returns.
