Chartered Life Underwriter (CLU®/S)
The Premier Designation in Underwriting

Exemption Policies & Requirements For

Please read the Exemption Policies and Instructions (below) thoroughly before completing this Application Form for Exemption Review for CLU®/S.


  1. The maximum number of exemptions to be granted to any one candidate is 5 modules, regardless of the number of qualifications held by the candidate.

  2. For any candidate who is a designation holder of the Chartered Financial Consultant (ChFC®/S) Programme wishing to pursue the Chartered Life Underwriter (CLU®/S) qualification, he or she will need to take only the following 4 examination modules:

  3. CLUS01: Individual Life Insurance
    CLUS03: Life Insurance Law
    CLUS04: Life Insurance Company Operations
    CLUS08: Group Benefits & Health Insurance

    Such candidate does not need to apply for exemptions for the remaining 4 CLU®/S modules and does not need to pay for the exemption fees.

  4. Once an exemption has been granted, the candidate must register for the CLU®/S Programme within 30 days from the date of the exemption letter. If there is no registration of the CLU®/S Programme within the 30 days' period, the candidate will need to re-apply for exemption as a fresh application.

  5. A candidate can apply for exemption at any stage during his or her study. However, there will not be any fee refund for any study text already purchased or course already registered for.


(A) Requirements To Qualify For Exemption

To qualify for any relevant exemption, the applicant's qualification in consideration must meet all of the following requirements:

  1. The qualification / subject(s) in consideration must match at least 80% of the syllabus of SCI CLU®/S module to be exempted, and their assessment / examination must be of comparable standard to SCI assessments / examinations with a minimum of 70% match to SCI assessment / examination process.

  2. The applicant must have obtained the qualification for not more than 10 years from the date of application.

  3. The qualification is awarded by an institution or professional body recognised by SCI.

  4. The qualification is of an equivalent or of a higher academic standard than that of SCI qualification. The subject in the applicant's qualification must have been obtained by the applicant by taking the examination and not by exemption or transfer of credit from a course or programme previously taken.

  5. Partial qualification obtained from any other institution or professional body will not be considered for exemption. SCI will not entertain any enquiry or appeal in this respect.

(B) Documents Required

If the qualification in consideration meets all the requirements as specified above, the applicant may proceed to complete the Application Form below, together with submission of the following supporting documents. (Please do not send original documents to SCI as it shall not be held responsible for any such loss, and after processing, the documents will not be retained by SCI.)

  1. A photocopy of each of the result slips and transcripts supporting this application must be certified as true copy by the immediate supervisor or a senior officer of the employing company, agency or advisory firm indicating the name, designation, firm's name and date of certification. Such certified documents must be submitted within 5 working days of this application by email, fax, post or by hand to:

  2. Ms Janice Ong
    Examinations Department
    Singapore College of Insurance Limited
    9 Temasek Boulevard
    #14-01/02/03 Suntec Tower Two
    Singapore 038989

    E-mail: [email protected]
    Fax: (65) 6220 6684

  3. Upon submission of the completed Application Form with the correct payment and all required supporting documents duly certified, SCI will process such application within 15 working days and will inform the candidate of the outcome by post. SCI will not entertain any enquiry on such matter in the meantime. The sole decision of SCI is final and no appeal will be entertained.

Click here to Apply for Exemption

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