Pollution incidents can create significant financial exposures for businesses, ranging from third-party bodily injury and property damage to clean-up costs, regulatory action and environmental remediation. At the same time, conventional General Liability policies may provide only limited pollution protection or may exclude pollution exposures altogether.

This half-day intermediate programme provides participants with a practical understanding of Environmental Impairment Liability (EIL) Insurance and its role in addressing environmental and pollution risks. Participants will examine the main forms of pollution exposure, key EIL coverage features and the underwriting information required to evaluate environmental risks.

The programme will also highlight how factors such as site characteristics, surrounding land use, environmental controls, claims history, indemnity limits and deductibles influence underwriting decisions and pricing.