Certification In General Insurance (CGI) 
(Modular Examination Format)

Since 12 June 2002, the Singapore College of Insurance (SCI) has introduced a modular approach to the Certification in General Insurance (CGI) which comprises 3 modules, namely:

Personal General Insurance Certification
This Certification comprises 2 modules, namely:

Commercial General Insurance Certification

This Certification comprises 2 modules, namely:

This SCI Certification in General Insurance (CGI) in modular format develops the candidate with core competence and foundation knowledge, and gives him or her a relevant head start towards the SCI Diploma / Advanced Diploma in General Insurance and Risk Management (DGIRM / ADGIRM) qualification framework. A candidate who has passed BCP, PGI and ComGI examination modules is eligible to use the designation Cert SCI (General Insurance) as specified in the SCI Policy Guidelines on the use of such designation. Subject to meeting the entry and documentation requirements, the candidate can then proceed to the SCI DGIRM / ADGIRM Programme, leading to the award of the respective designations Dip SCI (GI & RM) and Adv Dip SCI (GI & RM) upon successful completion. For self-explanatory details, please refer to the Professional Examinations.

Recognition Of Prior Learning (RPL) Credits Awarded By The Chartered Insurance Institute, United Kingdom (CII)

Candidates who have passed the BCP, PGI and ComGI examination modules are eligible to apply for CII RPL credits as tabled below at the following link: www.ciigroup.org/prior-learning.

*An exemption from this CII unit does not lead to completion of the CII qualification of the same name.

Please take note that the above-mentioned CII RPL Credits are valid until 31 January 2025.

It is the sole responsibility of the candidate concerned to apply directly to the CII for any RPL Credit subject to the terms and conditions as specified by the CII.

Please take note of the following important statement from the CII:

1. At its sole discretion the Chartered Insurance Institute reserves the right to make, amend and or withdraw credit awards for prior learning the subject of this application at any time, on due notice as it sees fit and without monetary compensation. Under no circumstances will the Chartered Insurance Institute accept any liability for consequential indirect or special losses or special damages of any kind arising out of or in any way connected with the awarding or withdrawal of credit awards for prior learning.

2. The award of credits for prior learning in the CII's qualification framework is a privilege and not a right and it is expressly agreed that there is no intent to bring legal relations into being or otherwise establish a contractual relationship between the parties.

Satisfying Regulatory & Industry Requirements

Regulatory Requirement
The Monetary Authority of Singapore (MAS) requires that anyone (Relevant Person) who sells and / or provides sales advice and / or handles claims and / or gives advice on claims (including general insurance intermediaries and employees of insurance agencies, insurance broking companies, insurance companies, finance companies, banks, as well as merchant banks) to pass the Personal General Insurance Certification, and / or the Commercial General Insurance Certification, depending on the lines of general insurance products sold or advised.

For details, please refer to the Notice No: MAS 211 and Notice No: MAS 502 on the MAS Website at: www.mas.gov.sg.

Industry Requirement
Both the General Insurance Association of Singapore (GIA) and the Singapore Insurance Brokers' Association (SIBA) also require all "Front End Operatives" or "FEOs" personnel (defined as personnel engaged in sales and / or providing insurance advisory services and / or handling claims) to possess the relevant certifications.
 

For Whom

Personal General Insurance Certification

Those intending to provide advice and / or sell the following personal general insurance products:

• Personal Motor Insurance
• Personal Accident Insurance
• Travel Insurance
• Personal Property Insurance (Householder Insurance, Houseowner Insurance and Other Personal Property Insurance)
• Personal Liability Insurance
• Other Types of Personal General Insurance / Health Insurance (Domestic Maid Insurance and Golfer Insurance; Critical Illness Insurance and Hospital Cash Benefits)

Commercial General Insurance Certification

Those intending to provide advice and / or sell the following commercial general insurance products:

• Property Insurance & Business Interruption Insurance
• Liability Insurance
• Motor Insurance
• Marine and Aviation Insurance
• Construction and Engineering Insurance
• Pecuniary Insurance
• Insurance Bonds
• Foreign Worker Insurance
• Group Personal Accident Insurance

Objective

Personal General Insurance Certification

To ensure that the insurance practitioners who provide advice and / or sell personal general insurance products possess the requisite basic knowledge of the insurance concepts, principles and market practices, as well as the main personal general insurance products, to be able to perform their jobs competently.
 

Commercial General Insurance Certification

To ensure that the insurance practitioners who provide advice and / or sell commercial general insurance products possess the requisite basic knowledge of the insurance concepts, principles and market practices, as well as the main commercial general insurance products, to be able to perform their jobs competently.

Contents

BCP* – 7th Edition

• The Insurance And Reinsurance Market
• The Regulatory Landscape & Industry Frameworks
• Risks & Insurance
• Principles Of Insurance
• Law Of Contract And Agency
• Insurance Documents
• Claims
• Reinsurance And Co-Insurance
• Ethics, Professionalism, Data Protection And Cyber Hygiene

PGI – 7th Edition

• Private Motor Car Insurance (Including Private Motorcycle Insurance)
• Personal Property Insurance
• Personal Accident Insurance
• Travel Insurance
• Personal Liability Insurance
• Health Insurance: Critical Illness And Hospital Cash (Income)
• Foreign Domestic Worker Insurance And Golfer’s Insurance

ComGI – 7th Edition

• Property Insurance
• Business Interruption Insurance
• Liability And Contingency Insurance Part I
• Liability And Contingency Insurance Part II
• Commercial Motor Insurance
• Marine & Aviation Insurance
• Construction, Machinery And Bond Insurance
• Pecuniary Insurance
• Foreign Worker Insurance
• Group Personal Accident And Corporate Travel Insurance

* BCP is a common module under the Personal General Insurance Certification and the Commercial General Insurance Certification. Preferably, the BCP examination should be taken at the first attempt, as the BCP module forms the foundation knowledge upon which the other modules are based.

NB: BCP, PGI and ComGI examination passes are the Minimum Entry requirement for the DGIRM / ADGIRM Programme.

Structure & Format

• BCP: 40 multiple-choice questions
• PGI: 50 multiple-choice questions
• ComGI: 50 multiple-choice questions

Duration

• BCP: 45 minutes
• PGI: 1 hour 15 minutes
• ComGI: 1 hour 15 minutes

Minimum Passing Grade & Result Slip
70% for each module. 
One mark will be awarded for each correct answer. No mark will be awarded or deducted for any wrong or blank answer.

No certificate will be issued. Only Result Slip will be issued.

Examination & Registration Fees (inclusive Of prevailing GST)

For details, please refer to the Exam Fees section.

Study Materials / Updates
Candidates would use the eBook to prepare for their examinations. Please note that hard copy study texts will no longer be issued. Any updates to the contents of the study text will be incorporated into the eBook. You may refer to the Version Control Record found at the back of the eBook to check the updates.

For details, please refer to Study Texts section.

Study Hours
The recommended minimum study hours for each certification module is 40 to 50 hours. However, they may vary according to the candidate's experience and ability.
Examination Mode
English Medium - Computer Screen Examination (CSE)

The candidate can self-study for the closed book examination.

Examination Frequency & Schedule
The examinations in English are conducted daily on weekdays.

For details of the examination dates, please refer to the Examination Schedule.

Examination Resitting
There is no limit on the number of times that a candidate can sit for an examination.

Exemption
Please view self-explanatory details at the Exemption Policies.

Registration
For details, please refer to the Examination Registration Policies.

CPD Hours
Upon passing the examination for:

• BCP, you are entitled to 0.75 CPD Hours.
• PGI, you are entitled to 1.25 CPD Hours.
• ComGI, you are entitled to 1.25 CPD Hours.

Programme Changes
The SCI solely reserves the right whether or not to accept any candidate, or to make any changes (including the fees) owing to any unforeseen circumstances, or when it considers necessary or appropriate to do so.